Top 20 Reasons to Become a North American Bancard ISO

While there are options when it comes to being a credit card processing reseller, the perks of North American Bancard are impossible to beat. Enjoy unmatched lifetime residuals & huge bonuses with our Cash Discount program and our PEAK 12 X profitability bonus. Read about our reseller opportunity below for the best reasons to choose us as your primary merchant services provider for your ISO (Independent Sales Organization)!

Top Reasons to Partner with NAB

1. We don’t just offer ISO Merchant Services, we are also a Credit Card Processor! We own EPX!

Although we are still proud to work with our partners Global Payment and First Data, we have acquired our own platform, EPX. EPX can optimize interchange, which means we can process the same transactions for less. This means we can save merchants more money and make you more money.

2. Free Equipment

The best FREE TERMINAL program in the industry. At North American Bancard, we offer free terminals that are Apple Pay ready, EMV compliant that allow for tip-adjust.

3. Next Day Funding

We offer 11:30pm EST cut off times on our EPX platform.

4. Revenue Share Partnership Program for ISO Merchant Partners

You receive 100% of commissions and 50-70% of residuals. You will share income on every available revenue stream. With NAB, You Get a True Interchange Revenue Split. Unlike other programs, we do NOT charge 3 to 6 basis points off the top with a “Reserve Fee for Hidden Losses” or “BIN Sponsorship Fee.” So you will earn more income with our 50/50 partnership, than you would with other processors who claim to offer a higher percentage because our transaction rates start at 0.0 basis points and just 1.5 cents per transaction over interchange and assessments!

5. Fast Start Bonus up to $20,000

After you get approved to sell with North American Bancard, we will look at your first 4 months of production. As long as you board at least 20 new accounts we will pay you a fast start bonus of $75 to $150 per merchant. $75 per merchant if you board 20–49 deals, $100 per merchant if you board 50-74 merchants and a full $150 per merchant if you board 75 merchants or more!

6. Activation / Approval Bonus Paid Daily

As a North American Bancard ISO, agent, or reseller, you choose to be paid either on merchant approval or activation. Receive a $300.00 bonus for each approved retail, wireless or card not present merchant boarded on our EPX platform, OR a $400.00 bonus for each activated retail, wireless or card not present merchant boarded on EPX even if you give away free equipment and have NAB pay their early termination fee!

7. Peak Bonus: 12 x Monthly Profitability

We will pay you your activation / approval bonus upfront. However, we will then look at the profitability of your account after one full calendar month of processing and pay you 12 times NAB’s monthly profitability. Example: If North American Bancard retains $200 in residuals in that month, the peak bonus would be 12 x $200 or $2,400. You would have already been paid $400, so NAB would pay you an additional $2,000 on that account. This bonus is capped at a max of $5,000 per merchant per location. Remember, with our Cash Discount Program called “EDGE” (see item 11 below) it is easier than ever to earn huge bonuses with a 12x profitability bonus. Cash Discounting enables you to max out your Peak bonus at $5,000 on almost every merchant processing over $42,000 a month.

8. Total Pricing Freedom

We trust you as a North American Bancard reseller or ISO to price your merchants to optimize both your customer’s satisfaction and your profitability. We do not have ANY pricing requirements for fees for Peak, Activation or approval bonuses. You can give your merchants any rate that seems fair to you. Of course, we will help advise you if you need help pricing with our free statement analysis department.

9. Prompt Payment of All Residuals

With North American Bancard, you will receive quick, prompt payment of all commissions and residuals. We pay residuals by the 15th of the following month for all merchants boarded on our EPX platform and we are working to make that payment even earlier.


Why wait weeks to get your cash? Get paid activation and approval bonuses daily with North American Bancard as a reseller of ISO merchant services!

Reimburse Early Termination Fees & Win Business

If your prospective merchant is locked into a contract with a competitive processor, we will reimburse 100% of their early termination fee up to $295

11. Our Cash Discounting program called EDGE

Are you tired of ONLY being able to save your merchants an insignificant amount? With our Cash Discounting program called EDGE available in all 50 states, you can enable your merchants to literally keep the same amount of money for a non-cash payment as they do for a cash payment. This allows merchants to stay revenue neutral no matter how a customer pays. This program greatly increases your profitability on both residuals and the PEAK profitability bonuses. We are talking about SIGNIFICANT benefits for your merchants’ bottom line and HUGE income for you as a credit card processing reseller or ISO of NAB. EXAMPLE: Under the old cost-reduction model, an account processing $50,000 a month might earn our agents a $400 bonus and maybe $80 a month. That same account on our EDGE program is earning our agents about $5,000 in profitability bonus and about $500 a month in residuals. Lead with our Cash Discount program, Edge, and earn more than ever before.

12. Merchant Tracking System

NAB is so committed to keeping our ISO merchant accounts informed that every time a merchant calls NAB, Agents receive an auto -responder via email with ticket # describing the merchant’s concern and how it was resolved. This customer care software has proved invaluable in retaining customers.

13. Complete Medical Benefits Plan

The first program of its kind in the industry, because we don’t just care about profits we care about your well-being. You pick the plan that works for you. We reimburse 50 percent up to $300 for all reseller and ISOs with at least 30 active merchants in any month where they onboard at least 10 new accounts.

14. “Click Here I Agree” Online Application

You can easily generate apply links from customized application templates which you can send to prospects by email, text, or post to a website or landing page.   Our new online merchant applications are completely customizable, easy to use and COMPLETELY online including the verification of idenity  No signatures, no mailing, no faxing applications! Absolutely no paperwork required when using this means of submitting an order. Of course, we can still take applications the old way if you prefer.

15. Total Sales Support

As a North American Bancard ISO, you will have access to our online agent information center called, your resource for real-time merchant status, residual reports, download instructions, marketing tools, equipment information, and more.

You’ll have access to your own sales support rep plus an experienced success coach, Jim Soltis, an industry veteran with over 20 years experience, plus professional training via videos as well as live webinar training, plus a full range of professionally produced marketing materials that are easily customizable with your contact information.

16. Portfolio Dashboard: For easy residual audits and 100% transparency.

How sure are you that your current processor is paying you everything you are owed? With our ISO merchant account dashboard you can audit your residuals all the way down to the transaction level! You can see what your merchant paid for a specific transaction, what the expense was and how much you were paid. You can pull the merchant’s statement and compare. With 100% transparency, you can spot check whenever your want so you can be confident in building a portfolio with us.

17. Excellent Customer Service

North American Bancard provides great customer service, training and technical support for all of our resellers and ISO’s merchant accounts. So you can focus on new business while we take great care of your current customers.

18. Professional Imaging  / Marketing

North American Bancard will provide you with customizable marketing material where you can add your own contact information. We also offer professional services support when selling our 30 Plus POS solutions. (see 20 below)

19. Free Proprietary POS Tablet and Smart Phone Solutions

We have our own PayAnywhere POS solution that merchants can integrate with a cash draw and printer to have a real POS solution. We also offer a Free Smart Phone solution formerly called “phoneSWIPE,” which is now part of our PayAnywhere solution.

20. POS Pros – Solution Fitting: Unlimited POS Solutions with NAB Velocity

We have an API, which means that POS solutions can get certified to work with us, which allows you, as an ISO or reseller of our merchant account services, to sell their POS solutions to your merchants. We have over 30 higher end POS solutions certified and ready for you to sell. We are constantly adding more. With us, you can always find the right solution for your customers.

However, few sales folks can learn everything about 30 different POS solution. So we offer you free professional services support with our POS Pros department which is at your service for no charge. You generate the lead, they do all the technical work, you get all the commission on the POS and you board the merchants accounts as if you had sold it all yourself. This is a definitely a game changer allowing you to add huge value to any business without knowing very much at all about the different solutions. Learn more about using POS Pros here

A920 Point of Sale System

Save 5-10 hours per week on team management tasks like employee scheduling, time tracking, and hiring. Want to know the best part? It’s FREE!

Are you tired of sales people trying to get you to switch credit card processors to save tiny amounts? Our goal is to get your bill to ZERO.

What is the best way to get working capital for your business? Navigating all the funding options from SBA Loans to lines of credit can be overwhelming. Our Financial Products Pros division will help you make the best choice for you.

Work with Us?

Earn upfront bonuses and residuals reselling our services.