Top 20 Reasons to Become a North American Bancard ISO

While there are options when it comes to being a credit card processing reseller, the perks of North American Bancard are impossible to beat. Enjoy unmatched lifetime residuals & huge bonuses with our Cash Discount program and our PEAK 12 X profitability bonus. Read about our reseller opportunity below for the best reasons to choose us as your primary merchant services provider for your ISO (Independent Sales Organization)!

Top Reasons to Partner with NAB

1. We don’t just offer ISO Merchant Services, we are also a Credit Card Processor! We own EPX!

Although we still work with our partners Global Payment since 1992 and First Data since 2007, we acquired our own platform, EPX in 2015. EPX can optimize interchange, which means we can process the same transactions for less. This means we can save merchants more money and make you more money.

In addition to whatever technology you place in your merchant’s business, EPX merchants get access to which works as a Virtual Terminal in addition to access to online data, statements and reports. Your merchants will be able to send e-invoices and set up automatic e-billing for no additional charge. You cannot imagine how helpful that was during Covid 19’s shut down. It helped our merchants survive and our sales partners’ businesses thrive.

2. Free Equipment and POS placement.

At North American Bancard, we offer free terminals  that are Apple Pay ready, EMV compliant that allow for tip-adjust. We also offer the best placement programs in the industry on some higher-end POS systems for qualifying merchants.

3. Next Day Funding, Same Day Funding and even Instant Funding

Next day funding is available for no additional charge for all merchants on EPX.  Same day funding and instant funding are also available.

4. Revenue Share Partnership Program for ISO Merchant Partners

You will share income on every available revenue stream for the life of your accounts.  In the first year with NAB, you will see that we pay you more on each account than anyone else in the industry, and we pay you sooner.  Add the residuals and the bonuses together and you will see that we are paying you 100% -116.7% of the revenue your accounts generate in residuals in the first calendar year and then we continue to split profit with you for the life of the account. If you earn the Fast Start Bonus (see point 5), it is even better than that.

5. Fast Start Bonus up to $20,000

After you get approved to sell with North American Bancard, we will look at your first 4 months of production. As long as you board at least 20 new accounts we will pay you a fast start bonus of $75 to $150 per merchant. $75 per merchant if you board 20–49 deals, $100 per merchant if you board 50-74 merchants and a full $150 per merchant if you board 75 merchants or more!

6. Activation / Approval Bonus Paid Daily

As a North American Bancard ISO, agent, or reseller, you will receive a $500 upfront bonus for each retail, wireless or card-not-present merchant boarded on our most popular POS solution: PayAnywhere, and at least $200-400 bonus for each activated retail, wireless or card-not-present merchant not boarded on EPX’s PayAnywhere even if you give away free equipment and have NAB pay their early termination fee!

7. Peak Bonus: 12 x-14x Monthly Profitability

This is where the big money is! We will pay you your activation / approval bonus upfront. However, we will then look at the profitability of your account after one full calendar month of processing and pay you 14 times NAB’s monthly profitability on all PayAnywhere accounts and 12 x on all other EPX deals.

Note: Keep in mind, when boarding accounts on our Edge / Dual Pricing program (Sometimes referred to as Cash Discounting) it is common to see residuals of $400-$500+ a month on a $50,000/month deal.

Example: If North American Bancard retains $500 in residuals in that month on a PayAnywhere account, the peak bonus would be 14 x $500 or $7,000 IN ADDITION to the monthly residuals. You would have already been paid $500 Approval Bonus, so NAB would pay you an additional $6,500 on that account. This bonus is capped at a max of $10,000 per merchant per location. Remember, with our Cash Discount Program called “EDGE”Dual Pricing” (see item 11 below) it is easier than ever to earn huge bonuses with a 12x – 14x profitability bonus.

8. Total Pricing Freedom

We trust you as a North American Bancard reseller or ISO to price your merchants to optimize both your customer’s satisfaction and your profitability. We do not have ANY pricing requirements for fees for Peak, Activation or approval bonuses no contract term is required either. You can give your merchants any rate that seems fair to you. Of course, we will help advise you if you need help pricing with our free statement analysis department.

9. Prompt Payment of All Residuals

With North American Bancard, you will receive quick, prompt payment of all commissions and residuals. We pay residuals by the 15th of the following month for all merchants boarded on our EPX platform and we are working to make that payment even earlier.


Why wait weeks to get your cash? Get paid activation and approval bonuses daily with North American Bancard as a reseller of ISO merchant services!

Reimburse Early Termination Fees at NAB’s expense to help close business.

If your prospective merchant is locked into a contract with a competitive processor, we will reimburse 100% of their early termination fee up to $295

11. Our Cash Discounting program called EDGE / Dual Pricing

Are you tired of ONLY being able to save your merchants an insignificant amount? With our Cash Discounting program called EDGE, which is really ‘Dual Pricing’, you can enable your merchants to literally keep the same amount of money for a non-cash payments as they do for a cash payment. This allows merchants to profit the same no matter how a customer pays. This program greatly increases your profitability on both residuals and the PEAK profitability bonuses. We are talking about SIGNIFICANT benefits for your merchants’ bottom line and HUGE income for you as a credit card processing reseller or ISO of NAB. EXAMPLE: Under the old cost-reduction model, an account processing $50,000 a month might earn our agents a $400 bonus and maybe $100 a month. That same account on our EDGE program is earning our agents about $5,000 in profitability bonus and about $500 a month in residuals. Lead with our Cash Discount program, Edge / Dual Pricing, and earn more than ever before.

Our Edge Program  has been on the market for years. It is presented in a couple different ways depending on merchant type and technology. However, it is a ‘2 price’ model, never a ‘fee added’ model like our competitor’s programs.

However, the best way to present the 2 price model and create a great customer experience for the consumer is with True Dual Pricing   North American Bancard’s EPX platform offers multiple POS solutions that can support the True Dual Pricing from a technology perspective and we are the only ones in the industry who can. Due to various state laws, True Dual Pricing is the only program that currently complies with laws in all 50 states, even New York.

When you present True Dual Pricing to your prospective clients instead of a ‘price increase’ or ‘fee added’, you no longer get the objection that the merchant’s customers won’t like it, or that the rate is too high. Everybody wins.

12. Merchant Tracking System

NAB is so committed to keeping our ISOs, agents and resellers informed. Every time a merchant calls NAB, Agents receive an auto -responder via email with ticket # describing the merchant’s concern and how it was resolved. This customer care software has proved invaluable in retaining customers.

13. Complete Medical Benefits Plan

The first program of its kind in the industry, because we don’t just care about profits we care about your well-being.  You pick the plan that works for you. We reimburse 50 percent up to $300 for all reseller and ISOs with at least 30 active merchants in any month where they onboard at least 10 new accounts.

14. “Click Here I Agree” Online Application and online ‘apply links.’

You can easily generate apply links from customized application templates which you can send to prospects by email, text, or post to a website or landing page.   Our new online merchant applications are completely customizable, easy to use and COMPLETELY online including the Verid (verification of identity).  No signatures, no mailing, no faxing applications!  Absolutely no paperwork required when using this means of submitting an order in most cases. Of course, we can still take applications the old way, paper and pen, if you prefer.

15. Total Sales Support

As a North American Bancard ISO, you will have access to our online agent information center called, your resource for real-time merchant status, residual reports, download instructions, marketing tools, equipment information, and more.

You’ll have access to your own sales support rep plus an experienced success coach, Jim Soltis, an industry veteran with over 20 years’ experience, plus professional training via videos as well as live webinar training. You will want to join our NAB Partner’s page on social media, where you can get real-time updates, live demos and tips from other resellers. You can ask questions, and read comments from other sales folks. In addition to their other rolls, Jim Soltis, Keith and everyone on the social media page are merchant level sales people just like you, so it is all real-world advice, not messages from an ivory tower. We look forward to you adding your perspective to the conversation.

16. Portfolio Dashboard: For easy residual audits and 100% transparency.

How sure are you that your current processor is paying you everything you are owed? With our ISO merchant account dashboard you can audit your residuals all the way down to the transaction level! You can see what your merchant paid for a specific transaction, what the expense was and how much you were paid. You can pull the merchant’s statement and compare. With 100% transparency, you can spot check whenever you want so you can be confident in building a portfolio with us.

17. Excellent Customer Service

North American Bancard provides great customer service, training and technical support for all of our resellers and ISOs’ merchant accounts. You can focus on new business while we take great care of your current customers.

18. Professional Imaging  / Marketing

North American Bancard will provide you with customizable marketing material where you can add your own contact information. We also offer professional services support when selling our 70+ POS solutions. (see item 20 below)

19. Free Proprietary POS Tablet, Smart Phone and Pax terminals Solution: PayAnywhere

We have our own PayAnywhere POS solution: PayAnywhere. PayAnywhere is a POS Software app that can be loaded onto a mobile device or the Pax Terminal suite.  Merchants can integrate with a cash drawer and printer to have a real POS solution. We also offer a Free Smart Phone solution formerly called “phoneSWIPE,” which is now part of our PayAnywhere Mobile solution.

20. POS Pros – Solution Fitting: Unlimited POS Solutions with NAB Velocity

We make it easy to sell higher end technology! You can sell high end POS technology without knowing anything about the features and functions of the technology. You just need to understand the possible value POS technology might bring to a business, and book a demo with POS PROS. POS PROS will take it from there and fit the right technology to the right business. You are paid as if you did everything yourself. They are your POS technology professional services arm, and there is no cost to you or the merchant to get their help. Keep them busy.

We have an API, which means that 3rd party POS solutions can get certified to work with us, which allows you, as an ISO or reseller of our merchant account services, to sell their POS solutions to your merchants. We have 70+ higher end POS solutions certified and ready for you to sell. We are constantly adding more. With us, you can always find the right technology for your customers.

You generate the lead, they do all the technical work, you get all the commission on the POS and you board the merchants accounts as if you had sold it all yourself. This is a definitely a game changer allowing you to add huge value to any business without knowing very much at all about the different solutions. Learn more about using POS Pros here

A920 Point of Sale System

Save 5-10 hours per week on team management tasks like employee scheduling, time tracking, and hiring. Want to know the best part? It’s FREE!

Are you tired of sales people trying to get you to switch credit card processors to save tiny amounts? Our goal is to get your bill to ZERO.

What is the best way to get working capital for your business? Navigating all the funding options from SBA Loans to lines of credit can be overwhelming. Our Financial Products Pros division will help you make the best choice for you.

Work with Us?

Earn upfront bonuses and residuals reselling our services.